Dreams. Ambition. Ability. Intellect.

Your child has them all. You'd like nothing more than to watch their full potential be realized.

But these dreams come at a price. These days, it is unrealistic to think that a college education is anything other than a necessity. A college degree is virtually assumed in the working world.

Perhaps this is one of the reasons why the annual cost for a college education is rising at a much faster rate than inflation itself. Whatever the collection of reasons, parents are faced with the stark reality of rapidly rising costs for higher education of all sorts.

There are several ways investors can help themselves survive the battle against education costs. Some of these education saving strategies can even cross over into effective estate planning, to boot.

At IAA, we can help you analyze your alternatives. Is it best to use a pre-paid program, or does an UGMA better fit your situation? Do you have a large enough tax incentive to use a state sponsored 529, or does a national program make the most sense? Should life insurance be creatively used to fund education while also providing valuable death benefit protection? Or are there other alternatives you should be considering? No question, there are many ways to customize your plan.

Give us a call at 800-432-0000 to discuss your specific situation. We'll be happy to show you the ins and outs of each of your alternatives.